This page contains important disclaimers regarding your use of Kinfora. Please read these carefully as they apply to all content, services, and features provided by Kinfora.
Educational Purpose Disclaimer
FOR EDUCATIONAL PURPOSES ONLY
Kinfora provides trading education for informational and educational purposes only. Nothing on this platform constitutes:
- Investment advice or a recommendation to buy, sell, or hold any security
- An offer to sell or a solicitation of an offer to buy any security
- Financial planning, tax, or legal advice
- A guarantee of future investment performance or outcomes
Always consult with a qualified financial advisor, tax professional, or legal counsel before making investment decisions.
Investment Risk Warning
IMPORTANT RISK DISCLOSURE
Trading and investing in securities involves substantial risk of loss. Before trading with real money, you should carefully consider:
- Your investment objectives and risk tolerance
- Your financial situation and experience level
- The possibility of losing some or all of your investment
- The complexity and risks specific to different types of securities
Past performance does not guarantee future results. Historical returns, expected returns, and probability projections may not reflect actual future performance.
Never invest money you cannot afford to lose. If you're unsure whether trading is appropriate for your situation, seek professional financial advice.
What Kinfora Is and Is Not
Kinfora IS:
- An educational technology company
- A provider of trading education and curriculum
- A provider of trading simulations using virtual money (paper trading)
- An issuer of educational certificates of achievement
- A platform for peer learning and community discussion
Kinfora is NOT:
- A Registered Investment Advisor (RIA)
- A Broker-Dealer
- A provider of personalized investment advice
- An issuer of regulatory licenses or certifications
- Affiliated with the SEC, FINRA, CFA Institute, or any regulatory body
- A guarantee of trading success or profitability
Trading Simulation Disclaimer
SIMULATED PERFORMANCE LIMITATIONS
Our trading simulation platform uses virtual money only. Important limitations to understand:
- Virtual portfolio results are hypothetical and do not reflect actual trading
- Simulations cannot replicate real market conditions including slippage, partial fills, and liquidity constraints
- Emotional factors present in real trading are absent in simulations
- Transaction costs and fees may differ from real brokerage accounts
- Market data may be delayed or differ from live market conditions
Success in paper trading does not guarantee success in real trading. Real trading requires managing emotions, capital allocation, and other factors not present in simulation.
AI Trading Coach Disclaimer
AI EDUCATIONAL TOOL
The Kinfora AI Trading Coach is an educational tool powered by artificial intelligence. Important limitations:
- AI responses are generated based on educational content and may contain errors or inaccuracies
- The AI Coach does not know your personal financial situation
- AI recommendations are educational suggestions, not personalized investment advice
- You should verify all information independently before acting on it
- AI analysis of simulated trades is for learning purposes only
Never rely solely on AI responses for real trading decisions. Always conduct your own research and consult qualified professionals.
Certificate Disclaimer
About Kinfora Certificates
Kinfora certificates (TF-100, RM-200, TA-200, TP-300, MT-400) recognize completion of our educational curriculum and assessments. They demonstrate educational achievement and commitment to learning.
Kinfora certificates are NOT:
- Licenses to trade or manage money
- Regulatory certifications (like Series 7 or CFA)
- Issued by or affiliated with any regulatory body
- Qualifications for any regulated financial services activity
- Guarantees of trading competence or future performance
While our curriculum is aligned with CFA Level I and Series 7 exam content for educational rigor, Kinfora certificates are independent educational credentials and should not be confused with regulatory certifications.
Third-Party Content Disclaimer
The Kinfora platform may contain:
- Links to third-party websites and resources
- Market data provided by third-party sources
- User-generated content in community forums
- Integration with external services (LinkedIn, blockchain networks)
Kinfora is not responsible for the accuracy, reliability, or content of third-party sources. External links do not constitute endorsement. Market data is provided "as is" and may be delayed.
No Guarantee of Results
Kinfora makes no guarantees regarding:
- Future trading performance or profitability
- Career outcomes or employment opportunities
- The accuracy or completeness of educational content
- The effectiveness of any particular trading strategy
- Platform availability or uninterrupted service
Individual results vary based on many factors including effort, market conditions, and individual circumstances.
Testimonials and Case Studies
Any testimonials, reviews, or case studies presented on our platform:
- Represent individual experiences and may not be typical
- Are not guarantees of similar results for other users
- May relate to simulated trading results, not real trading
- Should not be interpreted as promises of specific outcomes
Regulatory Compliance
Kinfora operates as an educational platform and is not registered with or regulated by:
- The Securities and Exchange Commission (SEC)
- The Financial Industry Regulatory Authority (FINRA)
- Any state securities regulators
- The CFA Institute or other professional certification bodies
Our platform does not require such registration as we do not provide investment advice, execute real trades, or manage real money.
Geographic Limitations
While Kinfora is accessible globally, our educational content is primarily designed with U.S. markets and regulations in mind. Users outside the United States should:
- Understand that market structures and regulations differ by country
- Consult local professionals for jurisdiction-specific advice
- Be aware of local laws regarding trading and financial education
Changes to This Disclaimer
We may update this disclaimer from time to time. Material changes will be reflected in the "Last Updated" date at the top of this page. Your continued use of Kinfora after changes constitutes acceptance of the updated disclaimer.
Contact Us
If you have questions about this disclaimer or need clarification:
Email: legal@kinfora.com
General Inquiries: hello@kinfora.com